If a car registration says 'or' not 'and' between 2 registered owners and 1 dies, can creditors get the car?

Vernita Robberson: The car automatically goes to the surviving spouse. (whether it's titled AND or OR it still does). It is legally hers now. (she can apply for a new title to have just her name on it, without his. She needs to fill out the appropriate forms at the DMV or AAA Auto Club)Sounds like his estate has debt, and you're wondering how to pay his debt off. You have a choice. You can sell the car (it's lien free right?) and use that money or take the money from somewhere else. Most creditors don't want cars, they would rather have money. To sell the car you only need one signature because it's vested in "or".Had it been in "and", then a form REG 5 Affidavit to Transfer Without Probate would have been needed....Show more

Gordon Showes: YES it goes to her but if she doesn't pay for it they can FORCE her to pay or take the car.OR meaning John or Mary DOE..My car is Financed Co signer is my step fatherMy Registration says His name or My nameIf I fail to register o! r pay the car they go after him